Adding funds to your wallet allows you to subscribe to any user, send tips or unlock paid messages without making a credit card transaction every time. Your wallet balance will be used by default as long as it is sufficient for the attempted purchase (or subscription auto-renew). Purchases can not be divided. If the purchase you are attempting to make is larger than your wallet balance, your connected card will be charged the full amount. Wallet Credit transactions are instant and easy to use. There is no wait time in processing new transactions.